Your greatest asset during your working
years is your ability to earn an income. It is important
to ensure your cash flow will continue even in the event
of an unexpected disaster. The need for all types of
insurance cover is greatest when dependants are young
and the home still has to be paid off and when there
are few other assets available. The appropriate level
of cover can best be determined by what your financial
position would be if you died OR became disabled today.
We have broken up the needs analysis based on the types
of personal insurance that are available.
The decision for you is to then determine
if you wish to put the recommended level of cover in
place or take on the risk of something happening to
you when you are not adequately covered.
